Commercial Property Insurance in Hickory NC
When damage or loss to company property occurs, commercial property insurance may help cover the financial impact. At Davis Insurance Group, we work with Hickory, North Carolina, business owners to find appropriate coverage.
What Is Commercial Property Insurance?
Commercial property insurance is designed to help pay for repairs or replacements when covered events damage a business’s physical assets. This could include fire, vandalism, certain types of water damage, theft or weather-related losses.
It applies whether you own the building or operate out of multiple locations. Coverage can be customized based on your industry, inventory and the type of work you do.
What Does a Standard Policy Typically Cover?
While coverage varies by business and policy, most commercial property insurance includes:
- Buildings and structures, including offices, warehouses or storefronts
- Equipment and tools, from computers to heavy machinery
- Furniture and fixtures, such as shelving, desks or installed systems
- Inventory and stock, whether stored on-site or in transit
- Outdoor features, such as signage or fencing, if listed in the policy
Some policies also allow for optional add-ons, such as business interruption insurance, which may assist with lost income if you must close your business due to a covered event.
Start With the Right Coverage
At Davis Insurance Group, we help businesses evaluate the need for commercial property insurance and compare quotes. Contact us today to get a quote or review your current policy.